Best Home Loan & Mortgage Loan Options from Top Banks & NBFCs

                                                                   Approx. Interest Rate (p.a.)

Bank / Lender

State Bank of India (SBI)
7.50% p.a. onwards
India’s largest bank with wide branch network and varied home loan products. 

Thank you for reading this post, don't forget to subscribe!

Punjab National Bank (PNB)
8.50% p.a. onwards
Competitive for salaried & self-employed; may offer concessions. 

Bank of India
8.50% p.a. onwards
Among lowest starting rates available. 

Canara Bank
8.50% p.a. onwards
Often competitive for first-time buyers. 

Bajaj Housing Finance (NBFC)
8.00% p.a. onwards
NBFC option with quick processing. 

ICICI Bank
8.50% p.a. onwards
Good choice for digital service + faster approvals. 

Kotak Mahindra Bank ~8.85% p.a. onwards Flexible terms; sometimes higher than PSU banks. 

HDFC Bank
7.90% p.a. onwards
Well-known private bank home loan product. 

Axis Bank 8.50% p.a. onwards

Bandhan Bank 8.50% p.a onwards 

Punjab & Sind Bank
8.00% p.a. onwards
Competitive PSU bank rates. 

IDBI Bank
8.50% p.a. onwards
Another public sector lender with lower starting rate. 

RBL Bank
9.20% p.a. onwards
Mid-range private bank rates. 

DCB Bank 8.85% p.a. onwards

IDFC FIRST Bank
~8.85% p.a. onwards
Slightly higher start but modern features available.

Tata Capital Housing Finance (HFC)
8.85% p.a. onwards
Housing finance company with varied products. 

Axis Finance Ltd 10.80% p.a. onwards 

True home Housing Finance 10.50% p.a. onwards

Piramal Housing Finance 9.90% p.a to 14% p.a. onwards

Home first finance india ltd 8.90% p.a. to 16% p.a onwards 

Other HFCs (LIC, PNB HFC, etc.)
~7.90%–10%+